Individual Health Insurance Market Reform is about protecting consumers and giving Michigan residents the security of knowing they can get health insurance coverage when they need it.

Unfortunately, current regulations make it difficult for people to purchase health insurance on their own, and this must be changed. For example, commercial insurers can deny coverage for any reason at the time of application. Also, there are no limits on how high they can raise rates if the personês medical condition worsens during the coverage period. Taking the healthy and rejecting the sick are allowed in Michigan.

We believe that no one should be penalized for using their health insurance benefits when they are ill or injured. If you have had difficulty getting or keeping health insurance coverage, we want to hear your story.

Please click the appropriate description below:

I was turned down for health insurance.

I was turned down for health insurance because of a pre-existing condition.

I dropped my health insurance because my rates were increased after an illness / injury.